While providing many superior benefits and features, Health Insurance 2.0
plans are not the best fit for everyone. For example, recent ACA subsidy increases mean that many families currently qualify for significant cost and out of pocket reductions. Additionally, many individuals and families enjoy the lower premiums of cost sharing, short term medical and indemnity only plans.
The best fit for aHealth Insurance 2.0 plan is that Entrepreneur or subcontractor family plan that is currently on COBRA or earns too much to qualify for a subsidy and is looking to lower their cost and out of pocket exposure along with access to nationwide PPO networks.